If you have the means to purchase insurance for yourself, but refuse to do so because freedom, the taxpayers of the U.S. will foot the bill to treat you for catastrophic injuries, because we are fundamentally a decent people. Don’t take my word for it, though. The Heritage Foundation said so back in 1989, when its Director of Domestic Policy Studies, Stuart M. Butler, Ph.D., promoted the idea of an individual health insurance mandate:
Many states now require passengers in automobiles to wear seatbelts for their own protection. Many others require anybody driving a car to have liability insurance. But neither the federal government nor any state requires all households to protect themselves from the potentially catastrophic costs of a serious accident or illness. Under the Heritage plan, there would be such a requirement. This mandate is based on two important principles. First, that health care protection is a responsibility of individuals, not businesses. Thus to the extent that anybody should be required to provide coverage to a family, the household mandate assumes that it is the family that carries the first responsibility. Second, it assumes that there is an implicit contract between households and society, based on the notion that health insurance is not like other forms of insurance protection. If a young man wrecks his Porsche and has not had the foresight to obtain insurance, we may commiserate but society feels no obligation to repair his car. But health care is different. If a man is struck down by a heart attack in the street, Americans will care for him whether or not he has insurance. If we find that he has spent his money on other things rather than insurance, we may be angry but we will not deny him services – even if that means more prudent citizens end up paying the tab. A mandate on individuals recognizes this implicit contract. Society does feel a moral obligation to insure that its citizens do not suffer from the unavailability of health care. But on the other hand, each household has the obligation, to the extent it is able, to avoid placing demands on society by protecting itself.
(Emphasis added.)
Here’s a PDF copy of the lecture (source), in case the HTML page goes away.
Photo credit: By Stuart Butler [CC-BY-SA-2.0], via Wikimedia Commons.
